Frequently Asked Questions

Q: Why do you need an appraisal?

A: If you are buying, selling or refinancing your home. Here are several reasons why you should get the best for your money.

Q: How can an appraisal save me money?

A: Whether you are a buyer, a seller or an existing home owner, getting an appraisal can save you money. Order your appraisal today!

Q: What can an appraisal do for me as a Buyer?

A: It will tell you the true value of the home you are planning on purchasing. You don't want to spend money on a home that is not valued at below the price of your mortgage. You want to know that your new home will be worth what you are paying for it.

Q: What can an appraisal do for me as a Seller?

A: You don't want to under sell you home. You have put time, money and investment into your home and you should get what it is worth. With an appraisal, you will know what your home is worth and you will get your appraisal fast, fast, fast!

Q: What can an appraisal do for me as a Homeowner? I am not buying or selling my home. A refinance can save you money!

A: An appraisal can help you acquire a better rate for your mortgage by showing that you have more equity in your home. Reappraising your home, especially after modifications, additions and repairs, can help you refinance your home. A first mortgage carries a lower interest rate than second and third mortgages. You can use that extra equity to consolidate your mortgage loans, pay off your credit cards, and lower you interest debts.

Q: What are other ways I can save money?

A: You can save money if you are paying PMI (Private Mortgage Insurance). This is insurance your mortgage company charges to insure that your mortgage loan will get paid. If you financed your home with less than 20% down, it is likely that you are paying PMI. By getting an appraisal, you might find that you have 20% equity in your home. You can eliminate that PMI payment which could be enough to make an extra home payment. Did you know if you made one extra home payment a year, you could cut your 30 year mortgage down by several years.

How Long does it take to get an appraisal?

A: We turn appraisals around within 48 hours of site inspection. Normally, appraisals can take 7-10 days after site inspections by other companies. We are FAST, FAST, FAST!